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The Credit Confidence Checklist | Printable & Digital Download for Smart Money Habits | Credit Score Wellness Guide | How to Use Credit Responsibly

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Product Description

Ready to feel *in control* of your credit instead of confused by it? The Credit Confidence Checklist is your step-by-step digital guide designed to help you master how to use credit responsibly, build long-lasting financial habits, and finally feel confident about your money decisions. Perfect for beginners and anyone who wants a clear, friendly roadmap, this checklist turns complex credit rules into simple, daily actions you can actually stick to.

What’s Inside

🧠 Know Your Credit Basics — Understand what credit really is, learn the factors that shape your score, and review all 3 bureau reports.
💳 Use It, Don’t Abuse It — Build discipline with on-time payments, healthy utilization, thoughtful applications, and smart account management.
🧰 Build Healthy Habits — Automate success, avoid overspending, monitor your score, and create a credit routine that supports your goals.
⚠️ Dodge the Danger Zones — Spot red flags early, prevent costly mistakes, and stay far away from high-risk behaviors.
🚀 Boost Your Credit with Smart Moves — Level up with strategic credit-building tools, personalized rules, and future-ready planning.
🎯 Bonus Section — Explore income-boosting opportunities while strengthening your credit.

Why You’ll Love It

Clear, beginner-friendly structure — No overwhelm, just simple checkboxes and guidance.
Perfect for any credit stage — Whether you're building, rebuilding, or maintaining, this checklist meets you where you are.
Designed for real-life progress — Every item is an action you can take today for long-term credit health.
More than a checklist — It’s a mindset shift that blends credit control with confidence and future income potential.
Unique compared to other guides — It combines practical credit habits with encouragement to grow your financial stability, including optional side-hustle inspiration.

Who This Is For

This digital checklist is ideal for anyone who wants a straightforward, non-intimidating way to understand and improve their credit—students, newly independent adults, rebuilders, budgeters, or anyone committed to using credit as a tool for freedom.

Benefits You Get

Better understanding of how to use credit responsibly.
Confidence in your financial decisions.
Awareness of harmful habits before they cost you money.
Clear steps that lead to a stronger credit profile.
A sense of empowerment that helps you build both credit and cash flow.

Ready to Take Control?

Download the Credit Confidence Checklist today and start building the financial future you deserve—one simple, empowering step at a time.

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Shipping

We are proud to offer international shipping services that currently operate in over 200 countries and islands world wide. Nothing means more to us than bringing our customers great value and service. We will continue to grow to meet the needs of all our customers, delivering a service beyond all expectation anywhere in the world.

Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location	*Estimated Shipping Time
United States	5-20 Business days
Canada, Europe	5-20 Business days
Australia, New Zealand	5-20 Business days
Central & South America	5-20 Business days
Asia	5-20 Business days
Africa	5-20 Business days

*This doesn’t include our 1-3 day processing time.

Do you provide tracking information?

Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

Will my items be sent in one package?

For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

Returns

Order cancellation

All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

Refunds

Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
If you received the wrong item you can request a refund or a reshipment.
If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
Your order did not arrive due to exceptional circumstances outside of our control (i.e. not cleared by customs, delayed by a natural disaster).
Other exceptional circumstances outside of our control.

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message at support@sellvia.com

Exchanges

If for any reason you would like to exchange your product, perhaps for a different size in clothing, you must contact us first and we will guide you through the steps.

Please do not send your purchase back to us unless we authorise you to do so.