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Pet Insurance Coverage Checklist | Printable Digital Download | What Pet Insurance Covers | Vet Expense Planner for Pet Owners

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Make Smart Pet Insurance Choices with Confidence

Before signing up for a policy, make sure you’re fully covered where it matters most. The Pet Insurance Coverage Checklist is your step-by-step guide to understanding what pet insurance covers and what it doesn’t. Designed for pet parents who want to protect their furry companions while staying financially prepared, this printable digital checklist takes the guesswork out of comparing insurance plans and helps you avoid hidden surprises down the road.

What’s Inside

  • Accident Coverage: Ensure protection for broken bones, swallowed objects, and other emergencies.
  • Illness Coverage: Check for infections, chronic conditions, and more — not just “accidents.”
  • Hereditary & Congenital Conditions: Know if inherited issues are covered.
  • Diagnostic Tests: X-rays, MRIs, and lab work — see what’s included or limited.
  • Surgery & Hospitalization: Verify anesthesia, overnight stays, and fees are reimbursed.
  • Prescription & Medication Coverage: Discover if long-term treatments are included.
  • Specialist & Referral Visits: Ensure access to cardiologists, dermatologists, and more.
  • Emergency & After-Hours Care: Confirm 24/7 protection for unexpected incidents.
  • Dental & Alternative Therapies: Review if oral care or holistic treatments qualify.
  • Wellness Add-Ons, Exclusions & Reimbursements: Understand every clause before you commit.

Who This Is For

This checklist is perfect for pet parents, new adopters, or anyone comparing policies and wondering exactly what pet insurance covers. Whether you own a young puppy or a senior cat, this guide helps you confidently select coverage that fits your pet’s unique needs.

Why This Checklist Is Different

Unlike generic articles, this easy-to-follow, printable digital download gives you a clear, organized breakdown of every coverage detail in one place. No jargon. No fluff. Just practical guidance that helps you ask the right questions and make informed decisions before you buy.

Benefits You’ll Get

  • Save time comparing plans with a ready-to-use template.
  • Avoid paying out of pocket for exclusions you didn’t expect.
  • Gain peace of mind knowing you’ve checked every detail before purchasing.
  • Empower yourself to negotiate or choose smarter coverage options.

Download & Protect Your Pet Today

Don’t sign another insurance policy blindfolded. Download your Pet Insurance Coverage Checklist today and make sure your pet — and your wallet — are protected from surprise vet bills.
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Do you ship worldwide?

Yes. We provide free shipping to over 200 countries around the world. However, there are some locations we are unable to ship to. If you happen to be located in one of those countries we will contact you.

What about customs?

We are not responsible for any custom fees once the items have shipped. By purchasing our products, you consent that one or more packages may be shipped to you and may get custom fees when they arrive to your country.

How long does shipping take?

Shipping time varies by location. These are our estimates:

Location *Estimated Shipping Time
United States 5-20 Business days
Canada, Europe 5-20 Business days
Australia, New Zealand 5-20 Business days
Central & South America 5-20 Business days
Asia 5-20 Business days
Africa 5-20 Business days
*This doesn’t include our 1-3 day processing time.

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Yes, you will receive an email once your order ships that contains your tracking information. If you haven’t received tracking info within 5 days, please contact us.

My tracking says “no information available at the moment”.

For some shipping companies, it takes 2-5 business days for the tracking information to update on the system. If your order was placed more than 5 business days ago and there is still no information on your tracking number, please contact us.

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For logistical reasons, items in the same purchase will sometimes be sent in separate packages, even if you've specified combined shipping.

If you have any other questions, please contact us and we will do our best to help you out.

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All orders can be cancelled until they are shipped. If your order has been paid and you need to make a change or cancel an order, you must contact us within 12 hours. Once the packaging and shipping process has started, it can no longer be cancelled.

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Your satisfaction is our #1 priority. Therefore, you can request a refund or reshipment for ordered products if:

  • If you did not receive the product within the guaranteed time (45 days not including 1-3 day processing) you can request a refund or a reshipment.
  • If you received the wrong item you can request a refund or a reshipment.
  • If you do not want the product you’ve received you may request a refund but you must return the item at your expense and the item must be unused.

We do not issue the refund if:

  • Your order did not arrive due to factors within your control (i.e. providing the wrong shipping address)
  • Your order did not arrive due to exceptional circumstances outside of our control (i.e. not cleared by customs, delayed by a natural disaster).
  • Other exceptional circumstances outside of our control.

*You can submit refund requests within 15 days after the guaranteed period for delivery (45 days) has expired. You can do it by sending a message at support@sellvia.com

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Please do not send your purchase back to us unless we authorise you to do so.

Refunds & Returns

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In the event that your order arrives damaged in any way, please email us as soon as possible at support@sellvia.com with your order number and a photo of the item’s condition. We address these on a case-by-case basis but will try our best to work towards a satisfactory solution.

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